Use of Customer Information - Privacy Statement

At Strategicmortgages.com, customer service is very important to us. As we continue to improve and expand our services and delivery channels, we recognize our customers' need and desire to preserve their privacy and confidentiality.

Safeguarding our customers' privacy is also very important to us. We, have adopted standards that help to maintain and preserve the confidentiality of customers' nonpublic personal information.

The following Statement affirms our continued efforts to safeguard customer information.

Information we collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers.

We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information. 
Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information we disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law and except as described in the next paragraph.

We may disclose all of the information we collect, as described above, to third party service providers and to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Protecting customer information

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
We devote considerable resources to the maintenance of secure Internet communications to help ensure that your transactions with us are conducted in a safe environment.

Effective date

This Privacy Statement is effective as of January 1, 2004. We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.